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Terms and Conditions

Terms and Conditions
Prudent Academy
Effective Date: 20-2-25

1. Acceptance of Terms
By accessing or using the services of Prudent Academy, you agree to comply with and be bound by these Terms and Conditions. If you do not agree, please refrain from using our services.

2. Enrollment and Payments

  • Course fees must be paid in full before access to materials is granted.
  • All fees are non-refundable unless otherwise stated in a specific refund policy.
  • Prudent Academy reserves the right to modify course fees and structures at any time.

3. Use of Course Materials

  • Course materials are for personal use only and may not be copied, distributed, resold, or shared without written permission.
  • Unauthorized use of materials may lead to legal action.

4. Code of Conduct

  • Students must behave respectfully and professionally towards instructors, staff, and fellow students.
  • Any form of misconduct, harassment, or academic dishonesty may result in suspension or expulsion without a refund.

5. Course Modifications and Cancellations

  • Prudent Academy reserves the right to modify, reschedule, or cancel courses at its discretion.
  • If a course is canceled by Prudent Academy, students may receive a refund or be enrolled in an alternative course.

6. Limitation of Liability

  • Prudent Academy is not responsible for any direct or indirect damages arising from the use of our courses and services.
  • We do not guarantee specific results from our courses; success depends on individual effort and understanding.

7. Privacy Policy

  • By using our services, you agree to our Privacy Policy, which outlines how we collect and use personal data.

8. Changes to Terms and Conditions

  • We may update these Terms and Conditions periodically. Continued use of our services constitutes acceptance of any changes.